A Financial Carnival for Young Adults

A Financial Carnival for Young Adults

This week we are hosting the Carnival of Personal Finance for Young Adults. A carnival is a blog showcase, highlighting different articles from the blogosphere surrounding a certain theme. In this case the theme is quite broad, all things personal finance specifically related to young adults. While we enjoyed reading through, it was tough to weed through 100 submissions and narrow it down to around 30. We wanted to include the variety of topics without completely overwhelming you all with options. That being said we also wanted to pull out our three favorite submissions for their creativity and interesting point of view.

The first (and perhaps our favorite) post was from:

Lisa E. @ Lisa Vs. The Loans writes The Future You – Are you making life easier or more difficult for Future You? What things do you need to sacrifice in order for Future You to be content?


Lisa took a scene from one of our favorite shows, How I Met Your Mother and translated it into how we take care of our futures or as Ted and Marshall might say “Let’s let future Ted and future Marshall handle it.’ Creative, funny and concluding with an excellent point this post was our top pick.

Another post we wanted to highlight was from

KK @ Student Debt Survivor writes Drugs & Student Loan Debt – What are the similarities and what do we do to stop the epidemic?

It hits on a key topic AND she mentions D.A.R.E. to which all of us 20 somethings will relate. Great post.

Finally we wanted to highlight:

Adam @ Money Bulldog where he writes The Financial Benefits of Volunteer Work – Get yourself familiar with the financial gains that a lot of people wouldn’t expect from volunteer work.

His topic is unique and he points out the advantages of volunteer work not just for your community but also as a professional hoping to make great connections, develop skills and think critically about where you live.

We’ve divided the other posts into a few categories to give some direction.

Budget Questions and Improvements:

Kyle @ The Penny Hoarder writes Are You Making This Budgeting Mistake? – If you’re like many Americans, you sit down every month and make a rough budget. You estimate how much money will be coming in, and you write down what you will do with that money. Perhaps, like many Americans, when the end of the month comes, you find yourself looking at a negative number.

Ryan @ Cash Money Life writes Income vs Wealth – And What it Means For You – There is a big distinction when comparing income vs wealth. Income is how much you earn, wealth is how much you keep. Make your money work for you.

krantcents @ KrantCents writes Do You Plan or Plan to Fail? – I plan because I do not plan to fail! If you have goals, you need a plan to make it happen. A budget is a form of a plan. Why budget? A budget is supposed to help you achieve your financial goals.

Anton Ivanov @ Dreams Cash True writes The Best Finance Books of All Time – This list of the best finance books is a great place to start learning more about personal finance and investing. There is so much to learn from these 10 awesome books!

Corey @ 20s Finances writes 6 Tips for Recent Grads to be Smarter With Their Money – Everyone knows that after graduation, there’s a lot you need to do. One of the most important things you can do is learn to be smart with your money. Whether you already have a job, or you’re looking for one after school is out, here are some money tips to help you stay ahead.

Cutting Costs:

Mike @ Personal Finance Journey writes Money saving tips for the Laundry – Simple and easy Money Saving tips for the laundry. It doesn’t have to expensive to keep your clothes clean!

Maria @ The Money Principle writes Frugality or folly: home baking – Is home baking frugality or folly? I say that making your own bread makes you frugal artist; what do you think?

Don @ MoneySmartGuides writes 5 Autumn Home Maintenance Tips – With winter approaching, it’s important to get your house in order for the cold weather. Here are some autumn home maintenance tips for you to implement.

Cat Alford @ Budget Blonde writes Make Your Home Fancy and Modern On A Budget – If you want to modernize your home on a budget, here are some great tips to get that bright, airy feel you want without breaking the bank.

Debt Guru @ Debt Free Blog writes Security for Less: Cutting Your Car Insurance Costs – It’s time to research options and get the most out of your insurance policy. Here are five tips to cut car insurance costs without missing out on coverage.

Connie @ Savvy With Saving writes How To Save At Starbucks – If I have one vice when it comes to money, it is coffee. While I try to be frugal, I still need my morning cup (or two) of coffee everyday.

Little House @ Little House in the Valley writes How To Live in an Expensive City Without Going Broke – Here are some real-life solutions for staying in the expensive city.

Michelle @ Making Sense of Cents writes Is Cable/Satellite Worth It? – Self-employment is definitely on my mind, and I want to be as prepared as possible for self-employment as I can be. I have been analyzing our budget a lot (our budget will be posted soon), and I have been looking for any categories in which we can lower or eliminate our spending altogether. Cable has definitely been on my mind because of this.

Informed Consumerism:

SavingMentor @ How To Save Money writes Know How Much Car Repairs Should Cost – I don’t know about you, but whenever I head to the service center to get my car inspected I’m always very apprehensive about what kind of problems they might find and how much it will end up costing me to get it fixed.

Harry Campbell @ Your PF Pro writes Is Going Green Worth It? – I’m not sure what’s so attractive about farmer’s markets but I love going just to check out all the cool vendors, sample food and of course I usually end up buying a ton of stuff. Farmer’s markets in my area have evolved from selling just groceries to all different types of products like cheeses, butter, nuts and even restaurants are getting in on the action now.

Creating Income:

Pauline @ Reach Financial Independence writes The case for earning more – On the earn more, spend less equation, I strongly stand on the earn more side, because spending less is finite.

Joe Saul-Sehy @ www.thefreefinancialadvisor.com writes Starting a Small Business in College? 4 Ways to Finance It – Can a college student start a business while still in school? This article suggest multiple ways for entrepreneurs to seek financial assistance for a start up.

Pauline @ Make Money Your Way writes Side hustle series: How I make money flipping phones – This is a guest post from Stephen he will explain how he make money flipping phones.


Roger the Amateur Financier @ The Amateur Financier writes 4 Sources of Income in Retirement – A guide to several sources of income during retirement, including social security, pensions, personal savings and investments, and working part-time,

Irfan @ Everything About Investment writes Safeguarding Your Real Estate Investment – Investing in the real estate markets has become an increasingly viable option, given the persistence of recovery in the housing markets. Ordinary people are buying second homes to rent or renovate, while serious investors are returning to real estate as a potentially lucrative basis for their investment. For those who choose to invest in real estate, safeguarding and maintaining the value of the investment is essential. Homes can deteriorate if left unchecked, and apartments can easily fall to r

Lily @ Paying Debt Down writes Why Buying the Top Brand’s Stock is almost always a Good Idea – When it comes to things like cars, food, clothing and other products many people go for the top of the line brands, usually without even giving it a second thought. The reason this occurs is because they know that, in most cases, the brand that they are buying either is more reliable, will last longer, tastes better or looks better.

John @ FRUGAL RULES writes Has an Uncertain Stock Market Derailed Your Investment Plan? – If you’ve been following the news the past few weeks it has made it difficult to know what to do with your investment portfolio. The fact is there is always something going on in the news and the best thing is to focus on your investing goals and continue to work on building wealth and growing your retirement portfolio.

Jon @ Novel Investor writes Roth IRA Rules: Everything You Need To Know – The Roth IRA has its advantages. But is it a good fit for you? This guide covers everything you need to know about the Roth IRA rules and more.

Lazy Man @ Lazy Man and Money writes Devil’s Advocate: Give Me a Stock Market Crash – I’m going to make a devil’s advocate request for a stock market crash. Why on earth would I do such a mean and crazy thing like that? I want to buy stocks on sale.

Philosophies Surrounding Finance:

Kurt @ Money Counselor @ Money Counselor writes Consumers Ditching Credit Cards – The rate at which Millennials, or Generation Y members, are ditching credit cards totally is skyrocketing. What’s behind the phenomenon?

Alice Sibley @ Earning My Two Cents writes Coming Clean About Debt – Debt is a taboo subject, let’s come clean about it

Matt Becker @ Mom and Dad Money writes Roth IRA as an Emergency Fund – Is it a Good Idea? – The concept of using your Roth IRA as an emergency fund is one I find incredibly interesting, mostly because of the mental or behavioral considerations. From a purely technical standpoint, it can make a lot of sense. But from a behavioral standpoint, it can be dangerous when you start mixing your retirement savings with other purposes. Today I’d like to explore some of the strengths and weaknesses of taking this approach.

Miss T. @ Prairie Eco Thrifter writes Alternatives to College – An associates degree can be the key to a good life, one with a job you love that pays you enough.

 For those who didn’t make the cut, keep in mind we cut out almost 70% of submissions to make it into a competitive and workable carnival. Factors included grammar, relevancy to young adults, freshness of content and whether or not the same category of post was on overload. Not all the posts we cut we didn’t like, there were just too many to keep all the good ones. 


  1. Thanks for the mention!

  2. Thanks so much for including my post and for hosting the carnival!
    Alice @ Earning My Two Cents recently posted…Book Review: The Soul of MoneyMy Profile

  3. Thanks for inclusion and hosting, I really appreciate it.

  4. Thanks for including my piece on Millennials and credit cards, I think this generation really “get it” when it comes to high-interest debt!
    Kurt @ Money Counselor recently posted…Financial Gain Without PainMy Profile

  5. Many thanks for including my post and for hosting this week. I’m humbled to be among such good company! Enjoy the rest of your weekend.
    KK @ Student Debt Survivor recently posted…I Love Free JewelryMy Profile


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