A Quiz About Habits That Will Help Your Budget

A Quiz About Habits That Will Help Your Budget

A few weeks ago, I stumbled upon a quiz from Gretchen Robin about personal motivation style, taken from her book Better than Before, Mastering the Habits of Our Everyday Lives. I'm always up for a trendy self awareness quiz so I thought I'd answer the questions in the Four Tendencies Quiz to see where I landed.It was no surprise to me that I landed in the Upholder category.  If someone expects … [Read more...]

Don’t Let Money Change You

Don’t Let Money Change You

Hang on to Empathy Money has a way of changing us, especially when we start to acquire a good deal of it. We often tend to have more confidence, a sense of security, and a higher level of optimism. I can assure you that Krista and I are living examples of this. However saving money can also have negative side effects and we have had to intentionally fight some of them off. Stockpiling money can … [Read more...]

How to Improve Your Credit Score

How to Improve Your Credit Score

What is a credit score? A credit score is a rating system used nationally as a way to measure an individuals financial risk. Using your payment history, current debt, length of credit history, types of credit utilized and the amount of 'new' credit you have, meaning the amount of inquiries into your credit or recent accounts opened.Through an intricate formula a credit score is created for … [Read more...]

Why Most Pro Athletes Go Broke

Why Most Pro Athletes Go Broke

Ridiculous Stats This weekend I binged on several ESPN 30 for 30 films, short films about phenomenons in professional sports. In between watching about Michael Jordan's foray into professional baseball and the 1980 U.S. Hockey team I stumbled onto Broke, which illuminated how many athletes lose all their wealth after their playing days are over. The situation it outlined was incredibly … [Read more...]