What Does Full Benefits Mean? Insurance, Retirement and Other Job Considerations

What Does Full Benefits Mean? Insurance, Retirement and Other Job Considerations

Looking for a job can be exhausting. Determining what minimum income you need to support your family is stressful, let alone asking for a higher amount when you know the numbers won't work. What many people don't consider, or don't know how to consider, are the "full benefits," and how to include these when negotiating with your future employer. What Does Full Benefits Mean? The first thing you … [Read more...]

Expenses You Can’t Afford To Be Surprised By

Expenses You Can’t Afford To Be Surprised By

Dodging a Steam Roller I've always been a big fan of the Austin Powers movie series. I know they can be a bit crass, but I love how bumbling secret agent Austin Powers manages to outwit the hapless Dr. Evil; all while making fun of the James Bond series and Bond's ability to escape from witless henchman after witless henchman.  My favorite scene comes from the first film as Powers is infiltrating … [Read more...]

GRAND – The Ultimate Picture Game

GRAND – The Ultimate Picture Game

Generosity Many of you have probably heard of the five love languages; quality time, touch, words of affirmation, acts of service and gift giving. I always feel selfish when I take these 'tests' because I always score highest in the gift giving category. It seems materialistic but I can't help it, I love giving gifts. Love it. This week I got to celebrate two birthdays on my RA staff and Jon and … [Read more...]

The Profit: My New Favorite TV Show

The Profit: My New Favorite TV Show

The Premise Small businesses are the backbone of the American economy, and many are struggling. It is estimated that 8 out of 10 new businesses will fail each year in the United States for a variety of reasons. Krista and I have dabbled with the idea of starting our own business but it takes no small amount of luck to succeed. A new reality show has gained enormous popularity because it has a … [Read more...]

How to Budget for a House

How to Budget for a House

One of the biggest purchases you can make is a house. It's hardly something you can do whimsically (unless you're already a millionaire at which point this blog really won't be that helpful to you), and typically takes multiple years of financial preparation. We've been researching home ownership for a different reason than most but have collected quite a bit of helpful information for anyone … [Read more...]

GRAND-Sharing Your Hometown

GRAND-Sharing Your Hometown

Generosity We had someone leave a surprising comment on our blog last week. The person was responding to last Friday's post about our Black Friday adventure. The comment brought up the idea that if you honestly couldn't think of anything you needed/wanted for Christmas what if you asked people to give to charity on your behalf? I thought that was an inspired idea. In fact one of Krista's younger … [Read more...]

Christmas Traditions Worthy of Your Time and Money

Christmas Traditions Worthy of Your Time and Money

I'm not one to hold tradition for tradition's sake. Jon and I don't decorate a tree (currently we're not allowed to but we haven't in the three years we've been married) or put up any Christmas decorations, although I enjoy the decor around campus. I'm so far from sentimental that I often appall people with my lack of sentimental-ness. Even for a marginally cynical person like myself I still … [Read more...]

Giving Money Away Is Freedom

Giving Money Away Is Freedom

A Great Black Friday Krista wrote about our Black Friday shopping spree in last week's GRAND update, and my goodness we had a good time. Spending money is fun, and spending money that we had saved all year for this purpose was a blast. As Krista and I were picking out brand new boxers, sheets, underwear, socks, bras (something many people don't think of donating) and t-shirts I was like a kid in … [Read more...]

GRAND – Redeeming Black Friday

GRAND – Redeeming Black Friday

You may remember last year when we created our plan to purchase as many Black Friday door buster socks as we could as a different way to utilize the big consumer 'holiday' - "Black Friday - the Most Generous Day of the Year?" Instead of our typical GRAND post today, we want to lay out our game plan for tomorrow and then invite you to consider joining in! Step 1: Figure out what we're looking … [Read more...]

Building Wealth is Simple, Not Easy

Building Wealth is Simple, Not Easy

We Know What it Takes What does it take to be healthy? What steps are necessary to improve your health and well being? Although many of us (myself included) like to talk about how challenging it can be, when you boil it down getting healthy can be broken into very simple steps. Eat healthy as often as you can. Exercise at least 3 times per week. Visit a health care professional on a … [Read more...]