GRAND-I suck at my job..but I’m getting better.

GRAND-I suck at my job..but I’m getting better.

Generosity This week one of my coworkers reminded me of how giving someone the space to learn deeply can be a very generous act. If you cannot remember I started a new job in a new field about 5 weeks ago. Something I love about my job is that it has incredible purpose and value, and I have so many ways to grow into the job. Essentially that is kind talk for I suck at my job but I'm getting … [Read more...]

Will You Leave An Inheritance? Can You? Should You?

Will You Leave An Inheritance? Can You? Should You?

A Bygone Era The financial woes of our current culture are known to many of us. We are living in the the most abundant time in history (especially in America), yet the average monthly personal savings rate in our country hovers around 5%. The average American household debt is around $195,000 (including mortgage, credit card & student loan debt), we just don't seem to know what to do with our … [Read more...]

Our Biggest Money Mistakes

Our Biggest Money Mistakes

Sometimes you just need to commiserate in money mistakes. We love talking finances but it wouldn't be a complete picture if we left out the hiccups. In the spirit of full disclosure here are some of our biggest money mess ups. Credit Card Debt This was Jon's first money mistake he made way back in college when we developed our initial understanding of how long and monotonous debt repayment can be, … [Read more...]

GRAND – The Rhythm of College Students and Compassion

GRAND – The Rhythm of College Students and Compassion

Generosity Next weekend I'm hosting an accessory swap for my residence hall, complete with shopping aisles, display stands and the blissful experience of shopping without spending a dime. In addition to swapping accessories, the residents will get a chance to choose which organization to donate the remaining items to when we've finished, while learning what types of organizations are out there … [Read more...]

Pros and Cons of Paying Cash for a House

Pros and Cons of Paying Cash for a House

Yes It Is Possible! Krista and I are big fans of the HGTV show House Hunters. We don't have any intention of buying a home soon (living expenses are a benefit of Krista's job) but we love to see other people go through the process. While it is fun to watch people find their dream home, it also drives us crazy to see how many people are unprepared to make a financially sound purchase. It is super … [Read more...]

3 Types of Harmful Generosity

3 Types of Harmful Generosity

Generosity is something we care about deeply. We feel giving your resources to those who have less is essential to the success of humanity and a significant part of our faith journey. However we also notice there are shadows to this strength and we don't want to see people take generosity to a harmful extreme. Here are three ways generosity may be more self-serving than an act of love. 1. You … [Read more...]

GRAND-Ready For Some Football!

GRAND-Ready For Some Football!

Generosity We often get to see the true generosity of  a community when one of its own is struggling. We have been fully welcomed by our community here at Houghton and we are impressed by how well it loves newcomers. Recently a Houghton senior underwent surgery to remove a cancerous tumor from his spine. Things happened very quickly, a week ago he seemed to be in good health. The prayers and … [Read more...]

Savings Challenge – 3 Months In

Savings Challenge – 3 Months In

  Total money saved by participants: $25,631 Total debt repaid by participants: $20,436   Hard to believe that it's been 3 months since our Savings Challenge kick-off and we're ready for our first round of updates. It's fun to see our friends and those we've never met set goals and take the consistent monthly steps to reach them. In our own hunt for saving $30,000 by the end of … [Read more...]

Adjusting Your Money Mindset

Adjusting Your Money Mindset

Money is a powerful force in our lives. We’re required to think about money—how much we have, how much we want, how to get more of it— on a regular basis. Undoubtedly, how we think about money influences our emotions and behaviors. For these reasons, if you’re serious about improving your financial life, it can be helpful to examine your money mindset, look for patterns that may interfere with … [Read more...]

GRAND – The Freshmen are Coming!

GRAND – The Freshmen are Coming!

Generosity First I will say that Jon and I have had a hectic few months. If you've ever worked in higher education, you might know that move in day or welcome weekend can epitomize chaos. Sometimes sitting down on Thursday night to put together the GRAND post doesn't feel so grand. Admittedly it's not always our best work. However we do derive some joy from the discipline. Sometimes it's helpful … [Read more...]